![]() ![]() An online-only bank is also the same, with only one routing number for the entire bank. Smaller banks are not much of a problem, since they typically have only one routing number for all their branches if any. Obviously, this can lead to various problems down the road, so it’s best to prevent it right from the start. You have to make sure that you’re using the correct routing number when transferring money – a wrong routing number can result in your money not going to the right place. Think of it this way – if a bank didn’t have a routing number, the other bank that wants to send it money won’t know if it’s the correct institution or not. It’s typically required when you’re paying bills, creating a direct deposit, or making tax payments. Routing numbers are included in every financial transaction because they’re used to signal which institutions the money passed through. Because of this, these 9-digit-codes are entirely unique and vary from bank to bank. Routing numbers were originally created by the American Bankers Association over 100 years ago.Ī routing number, also known as the “ABA routing transit number,” is a code that serves as an identification for your specific bank. Here’s a table showing the different routing numbers: 1 Your Wells Fargo routing number also depends on your line of credit. Wells Fargo Line of Credit Routing Number However, if you’re transferring to someone from outside the country, you have to use the Wells Fargo SWIFT code, or WFBIUS6S, as the routing number. If you’re transferring money to another person inside the United States, the routing number is 121000248. In fact, the routing numbers are also different – this allows Wells Fargo to process the transactions faster. That’s because wire transfers are processed differently from regular bank-to-bank transfers. If you’re thinking of doing a wire transfer, you should know that there’s a separate routing number for that. Miscellaneous Wells Fargo Routing NumbersĪside from those, you also have miscellaneous Wells Fargo routing numbers. AlabamaĬalifornia, Hawaii, Kentucky, Louisiana, Maine, Massachusetts, New Hampshire, Oklahoma, Rhode Island, Vermont, West Virginia, American Samoa, North Mariana Islands, Puerto Rico, Virgin Islands, American Forces Abroad Others are completely different, such as the case of Colorado and Georgia. If you opened an account in California, you’ll be sharing the same routing number as someone who opened theirs in West Virginia. ![]() You’ll notice that some states share the same routing number. The first one is the type of account you have, the second is where you opened your account, and the third is the type of transaction that you have.įor instance, here’s a table containing Wells Fargo routing numbers based on the state or territory where you opened the account. Wells Fargo Routing Numbers By State/TerritoryĪs mentioned above, your Wells Fargo routing number varies based on several factors. How to Find Your Wells Fargo Routing Number on a Check.How Do I Find My Wells Fargo Routing Number?.Wells Fargo Line of Credit Routing Number.Miscellaneous Wells Fargo Routing Numbers.Wells Fargo Routing Numbers By State/Territory.Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle ®. Your mobile carrier's message and data rates may apply. ![]() For more information, view the Zelle ® Transfer Service Addendum to the Wells Fargo Online Access Agreement. To send or receive money with a small business, both parties must be enrolled with Zelle ® directly through their financial institution’s online or mobile banking experience. Payment requests to persons not already enrolled with Zelle ® must be sent to an email address. The Request feature within Zelle ® is only available through Wells Fargo using a smartphone. Neither Wells Fargo nor Zelle ® offers a protection program for authorized payments made with Zelle ®. For your protection, Zelle ® should only be used for sending money to friends, family, or others you trust. Transactions between enrolled users typically occur in minutes. checking or savings account required to use Zelle ®. Enrollment with Zelle ® through Wells Fargo Online ® or Wells Fargo Business Online ® is required. ![]()
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